HO4 Renters Insurance

Renters Insurance that Works for You and Your Residents

Insurance coverage for renters that protects personal belongings and meets liability requirements.

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No background or credit checks. Residents get insured in minutes.
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Meet all lease requirements and ensure 100% compliance.
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Flexible policies with options for pet damage, identity fraud, theft, and more.
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AM Best Rated carrier

Comprehensive coverage, simplified

Policies backed by AM Best: A rated carriers, offering up to $300K in liability and $100K in contents coverage. Residents can easily purchase, upload, or get auto-enrolled—no hassle.

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A man and woman sitting on a couch looking at a tablet.

What does renters insurance from Get Covered protect?

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Personal Property
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Liability
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Theft & Vandalism
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Pet Damage
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Identity Fraud
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Temporary Living Expenses

Built for flexibility and scale

Whether it’s 1000 unit or 100,000, our HO4 policy structure works for any portfolio. Plus, residents can add up to 4 roommates or family members under a single policy.

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A group of people sitting on a couch together.

Always-on resident support

From policy questions to claims assistance, residents work directly with our team—reducing your property support load and improving satisfaction.

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A woman wearing glasses is looking at her cell phone.
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AI Driven Solutions

Simplify Insurance, Maximize Protection

Join the property managers, landlords, and leasing agents already automating insurance with Get Covered’s powerful platform.

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