Residential

Renters Insurance

Insurance coverage for renters that protects personal belongings, meets liability requirements and much more.

Customization
Flexible policies backed by an AM Best: A rated carrier with options for pet damage, identity fraud, theft/vandalism and more!
Compliance
GC renters ensures all insurance requirements in the lease are met
Profitability
Ancillary revenue opportunities available through marketing fees or commissions
Streamlined
No background or credit checks
Coverage Options
Up to $300k liability and $100k in contents coverage available
Policy Holders
Up to 4 roommates / family members, under a single policy
COI Tracking included!
Full risk transfer AND captive options available!

Master Liability Program

GC’s master policy can improve compliance, increase revenue and reduce owner policy premiums.

Negligence Coverage
Commercial insurance policy providing coverage for damages caused by negligent acts of the resident or their guests
Fee Structure
Management company or owner is named insured, while residents are charged with the cost of the coverage/fee with their rent each month
Claims Process
Liability claims are filed by and paid directly to the management company at full replacement cost, and contingent contents coverage is available for residents up to $20k
Revenue Opportunities
Ancillary revenue opportunities available through administrative fees (at owner/manager’s discretion)

Security Deposit Alternatives

Provide alternative options for residents to satisfy their move in requirements via lower cost, one-time non-refundable payments or via low cost monthly payment options.

Coverage Options
Deposit insurance as well as bond/pooled solutions available with limits ranging from $500-$5,000
Streamlined Protection
Property managers are provided more protection without the liabilities or administration of cash security deposits
Reduced Costs
Help your residents lower their largest move-in cost while still protecting your property
Bond/Pool Program
Surety bond where payments/premiums are 17.5% of coverage amount and payments are pooled across portfolio
Deposit Insurance
True risk transfer with payment of 25% first month’s rent and coverage up to 6 weeks of rent cost
Great marketing tool to entice residents!
Simple registration process done in minutes!

Rent Guarantees

Rent protection and peace of mind for residents and landlords when job loss or disability occurs.

Direct Payments
Rent paid directly to the landlord/manager if the resident loses their job or becomes disabled and unable to work
Coverage Options
Coverage for 100% of rent available up to 3, 6, or 12 months rent due to job loss or disability
Assurance
Landlords/managers can protect cash flow and keep the rents coming in, while still allowing residents to stay in their homes and get back on their feet

Vendor Insurance

Short-duration insurance that a contractor can purchase on a per job/day basis.

Flexible Policies
BOP, General Liability, and Workers’ Compensation policies available
Compliance
Ensure minimum insurance requirements are met for all vendors using our tracking services
One Location
One-stop shop for all vendor needs
Day-to-day coverage available!